Loan amounts vary depending on your business size, needs, and repayment capacity. Currently, we can fund up to R350,000. Our goal is to provide the right funding to help your business grow.

Interest rates vary based on our assessment of your business

Loan terms are up to 12 months, depending on your business needs and repayment ability.

We fund township and rural businesses that have a bank account, have been operating for at least one year, and require asset financing. Preference is given to women-owned, youth-led, and black-owned businesses that can demonstrate their potential to create jobs and grow with our funding.

We fund township and rural businesses across sectors such as manufacturing, food & beverages, agriculture, logistics, and more. If your business requires an asset, we encourage you to apply.

We primarily focus on asset financing to help businesses acquire the equipment and resources they need to grow.

Your business should generate consistent revenue to demonstrate your ability to repay the loan you requested, ensuring that the funding is affordable. We will work with you to determine how much you qualify for based on your revenue.

The funds lent to your business come from various Stokvels that hope to earn a return while supporting the growth of businesses in their community.

Yes! We encourage funded businesses to participate in Stokvels as a way to build savings and connect with the broader community. You can learn more here: www.sum1investments.co.za

No. While the majority of businesses we fund are in township and rural areas, we also consider exceptional businesses outside these regions that meet our funding criteria.

We do not fund businesses in adult entertainment, tobacco, alcohol, gambling, or other sectors considered “sin industries.”